摘 要:我國(guó)保險(xiǎn)監(jiān)管的發(fā)展實(shí)際上就是不斷克服監(jiān)管失靈風(fēng)險(xiǎn)實(shí)現(xiàn)有效監(jiān)管的過(guò)程。本文首先對(duì)保險(xiǎn)監(jiān)管失靈進(jìn)行了解釋,我國(guó)保險(xiǎn)監(jiān)管失靈風(fēng)險(xiǎn)依然存在;然后說(shuō)明了保險(xiǎn)監(jiān)管效率的涵義并進(jìn)行了監(jiān)管效率的分析;最后提出了規(guī)避監(jiān)管失靈、促進(jìn)有效監(jiān)管的策略建議。
關(guān)鍵詞:保險(xiǎn)監(jiān)管,監(jiān)管失靈,監(jiān)管效率
一、保險(xiǎn)監(jiān)管失靈
。ㄒ唬╆P(guān)于保險(xiǎn)監(jiān)管失靈的解釋
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